A Medicare Supplement (likewise called "Medigap Insurance") policy is private health insurance specifically designed to supplement the Original Medicare Strategy. Medicare Supplement policies might also cover certain things that Medicare does not cover. A supplement policy is not a "Medicare Advantage" (like an HMO or PPO) because it's not a method to get Medicare benefits. In some states, like Texas or Louisiana, you may be able to purchase another type of Medicare Supplement policy called Medicare SELECT. Medicare SELECT policies generally cost less than other Medicare Supplement policies, nevertheless, if you do not use a Medicare SELECT medical facility or physician for non-emergency services, you will have to pay some or all of what Medicare does not pay.

Medicare Solutions Team Michigan